Nick has been wonderful to deal with. Even though we are based in Hobart, there were no issues with our application. Nick kept us informed throughout the process and we would recommend him for your mortgage requirements.
Susan B.
We highly recommend Nick! He made our homeownership journey so much smoother. Nick
provided us with several financing options to choose from, handled all the coordination and
follow-ups with multiple parties seamlessly, and supported us every step of the way. His
calm and composed demeanor was a huge comfort during what can be an emotional
process. If you're looking for a reliable and professional mortgage finance advisor, Nick is
definitelv the one to call!
Anisha
Outstanding professionalism
For my first loan as a single mother, I could not have wished of a better team to work with. Nick and Amanda helped secure a fantastic interest rate and deal for my home loan, andwere always happy and quick to answer any questions I had during the process.
I felt well looked-after by the team, the communication was top-notch and they checked in with me every step of the process, ensuring I knew exactly what was happening and what to expect.
Nick and Amanda's honest advice, patience and thoroughness throughout the process of organising the loan ensured everything went through seamlessly. Their positivity and support made the whole process stress free.
I highly recommend their services and cannot thank them enough.
Shendell A.
Nick was thorough in explaining each step with great detail. As a permanent
resident, he helped me understand the entire process and tailored it to meet our
needs. Definitely recommend Nick! Thank you!
Alice
I was able to place my complete confidence in Nick. I an urgent situation he was able to
move quickly and guide me through the process. Through his contact Nick ensured they
worked to process a loan within a matter of days. I really doubt I would have been able to
secure this without him.
Janine M.
Nick has been an amazing broker completely taking the time to understand my
position and work with me to my goals and going above and beyond.
Lee D.
Was able to be assured throughout a tedious process of securing a bank loan. Nick's
eagerness to work closely on a personal level expedited the process and he seeked all
avenues to ensure the best arrangements have been negotiated. As First Home Buyers, his
transparent mannerism and being readily available left us feeling encouraged all the way
until final settlement. Cannot thank vou enough!!
Deric S.
Nick was and is very helpful through a complex situation. We are looking forward to working with Nick again in the near future.
Mark W.
About Us
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Nick Park
Mortgage Broker
Nick has been involved in the finance industry for 30+ years.
He is now the owner of the Park Finance group where the main focus is on offering his exceptional knowledge in the finance and mortgage industry which translates to highly satisfying and successful outcomes for those seeking finance.
Park Finance Group is a Sydney based Finance Broker that has a client base from all across Australia. Due to the convenience of online communications, we can spend more time looking after our clients and not having to physically travel all across the country. Prompt and super professional service, whether you are around the corner or in a remote regional location and at a time that will suit you. No more looking for your local branch, even if one still exists!
Why Choose Us
Whether you are a just starting out with your first home, or you are a seasoned investor, we are committed to providing you with the right home loan to meet your needs. We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities. You can rely on us to provide you with customer service that you will value for the life of your loan, and that we will continue to support you in achieving your future goals.
Putting our customers at the heart of everything we do sets us apart from our competition. Our commitment to you, our borrowers:
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We will be easy to do business with
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You will talk to a real person
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We will get back to you
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We will go the extra mile, every time
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We will listen to what you want
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We will provide home loan options that suit your needs
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We will source competitive interest rates
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We are here to serve you and ensure you will be 100% satisfied with our service.
We have a dedicated team here in house. When you call us, your queries will be answered by one of our friendly brokers. We will guide you through your entire loan application or re-finance process and provide you with the assistance and advice you need into the future.
You can feel confident that you are in safe hands and we will find the loan that’s right for you.
SUPPORTING FIRST HOME BUYERS
Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant.
INVESTMENT LOANS
Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.
COMMERCIAL LOANS
Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.
STANDARD VARIABLE & FIXED RATE LOANS
The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.
HONEYMOON LOANS
A honeymoon loan (or introductory loan) is a loan with lower interest rates or lower repayments for the first six to twelve months. After the ‘honeymoon’ term, the loan becomes a standard variable rate loan and the repayments will change to include the current standard variable interest rate. When taking out a honeymoon loan, it’s important to make sure you can meet the potentially higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period if you want to switch to another type of loan.
BRIDGING LOANS
A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.
ASSET FINANCE
Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.
Services
We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.
There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability.
We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:
Calculators
Use our mortgage calculators to estimate how much you can borrow. We’ve designed these calculators to give you a better insight into how the lenders will view your loan application.
The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input. Results are a guide only and do not constitute financial advice or any guarantee that you will be approved for a loan by a lender.
You should always discuss your individual circumstances with a representative of Park Finance Group before placing your deposit or purchasing any property.
Resources
WE WORK HARD TO MAKE SURE YOU UNDERSTAND WHAT IS GOING ON IN THE FINANCE INDUSTRY.
Our communications ensure that you are kept up to date with useful information that tells you what you need to know. For example, we will let you know the outcome of the monthly Reserve Bank of Australia (RBA) meeting, and what this means for interest rates.
Join our Newsletter
Contact Us
When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with professionals who have your best interests in mind now and in the long term.
We have many years of experience in finance and professional mortgage broking. Our aim is to find you the best loan for your needs, and to make the process as simple and transparent as possible.
Please get in touch with us today.
CONTACT INFORMATION
Phone: 0421 014 097
Email: nick.park@parkfinancegroup.com.au
The privacy of your personal information is important to us. By providing your personal information to Park Finance Group, you consent to be contacted by a representative of Park Finance Group from time to time for marketing purposes. We will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically. You can unsubscribe by notifying us and we will no longer send this information to you. Click <here> to view our full Privacy Policy.